Short answer: It depends. A lot of our short answers will probably result in "it depends", because no one financial situation is duplicated in real life.
Longer answer: Cookie-cutter financial advice is exactly that because it works 100% of the time. Kind of like Dave Ramsey's baby steps to pay off debt, it always works. May not be the most efficient use of your money or take any of your financial goals into account, but it works.
I'll tell you exactly what I would tell a client of my firm. It 100% depends on what your financial goals are.
With an income of a little over $100,000 (and not enough saved up to buy in cash), if you can pay rent, manage your expenses, payoff any debt that you may have, and save/invest for your short-term, mid-term, and long-term financial goals go for it!
If you cannot do all of those things, or if you don't have a clue what your short, mid, and long-term financial goals are...I would wait on it. At this rate Tesla isn't going anywhere.